# Address Verification Service (AVS) Codes The Address Verification Service (AVS) allows card-not-present merchants to verify a cardholder's billing address with the card issuer to reduce risk exposure. An AVS request includes the billing address provided by the cardholder (street address and/or postal code). The AVS verification result is returned in the **`avsResultCode`** field of payment API responses. | Code | Description | | --- | --- | | A | Street address matches, but postal code does not match | | N | Street address and postal code do not match | | Y | Street address and postal code both match | | Z | Postal code matches, but street address does not match | | R | AVS check was unavailable or timed out | | U | Address information is unavailable from issuer | | S | AVS not supported by card issuer | | FMT | Address or postal code in invalid format | | C1 | Cardholder name matches | | C2 | Cardholder name, street address, and postal code all match | | C3 | Cardholder name and street address match, but postal code does not match | | C4 | Cardholder name and postal code match, but street address does not match | | C5 | Cardholder name does not match, but street address matches | | C6 | Cardholder name does not match, but postal code matches | | C7 | Cardholder name does not match, but street address and postal code match | | C8 | Cardholder name, street address, and postal code all do not match | | UNK | Unknown or unmapped processor AVS response. The verification result is not recognized, not mapped, or not provided by the processor |